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These Terms of Use govern your access to and use of the Debts or Death website and debt consultancy services. By browsing this site or contacting us, you agree to the conditions outlined here. Please read them carefully before engaging with our team.
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Debts or Death — a subconsultancy of The Insolvents
Email: hello@debtsordeath.com
Phone: +65 8714 0796
Address: Block 383C Yishun St 31, Singapore 763382
Frequently asked questions
Who do these Terms of Use apply to?
These Terms of Use apply to anyone who visits the Debts or Death website or uses any of our debt consultancy services. This includes individuals researching debt relief options, existing clients, and anyone who contacts us via phone, email, or our online forms.
Is Debts or Death a licensed law firm or legal adviser?
No. Debts or Death is a debt consultancy — a subconsultancy of The Insolvents — and does not provide legal advice. We offer guidance on debt management options available in Singapore, such as bankruptcy, Debt Repayment Schemes, and informal arrangements. For legal advice, you should consult a qualified Singapore lawyer.
How does Debts or Death handle my personal data?
We handle all personal data in accordance with Singapore's Personal Data Protection Act (PDPA). Our full PDPA and Privacy Policy is available on this site and explains what data we collect, how it is used, and your rights as a data subject.
Can I rely on the information on this website as professional advice?
The content on this website is provided for general informational purposes only and does not constitute financial, legal, or professional advice. Individual debt situations vary significantly, and we recommend booking a consultation so our team can assess your specific circumstances.
What happens if I misuse the Debts or Death website?
Unauthorised use of this website, including attempting to disrupt its operation, scraping content without permission, or submitting false information, may result in restricted access and could constitute an offence under Singapore's Computer Misuse Act.
Does Debts or Death guarantee any debt relief outcomes?
No. Debts or Death does not guarantee any specific outcome for any debt situation. Results depend on individual financial circumstances, creditor decisions, and applicable Singapore law. Our role is to guide and support you through the available options.
How do I contact Debts or Death about these Terms?
If you have questions about these Terms of Use, you can reach us by email at hello@debtsordeath.com, by phone at +65 8714 0796, or by visiting our office at Block 383C Yishun St 31, Singapore 763382.