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At Debts or Death, a subconsultancy of The Insolvents, we take your privacy seriously. This policy explains how we collect, use, disclose, and protect your personal data in accordance with Singapore's Personal Data Protection Act 2012 (PDPA). For queries, contact our Data Protection Officer at hello@debtsordeath.com.
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Debts or Death — a subconsultancy of The Insolvents
Email: hello@debtsordeath.com
Phone: +65 8714 0796
Address: Block 383C Yishun St 31, Singapore 763382
Frequently asked questions
What personal data does Debts or Death collect?
We may collect your name, contact number, email address, and financial information you voluntarily share when enquiring about our debt consultancy services. We collect only what is necessary to assess and respond to your enquiry. No sensitive data is collected without your knowledge.
Why does Debts or Death collect my personal data?
Your data is collected to respond to your enquiries, provide debt consultancy services, and improve our website experience. We do not use your data for unrelated marketing purposes without your consent, in line with Singapore's PDPA.
Does Debts or Death share my data with third parties?
We do not sell your personal data. We may share information with trusted service providers (such as IT or communication platforms) strictly to operate our services. Any third party we engage is required to handle your data responsibly and in accordance with PDPA obligations.
How long does Debts or Death retain my personal data?
We retain personal data only for as long as necessary to fulfil the purpose for which it was collected, or as required by applicable Singapore law. Once no longer needed, data is securely deleted or anonymised.
How is my personal data kept secure?
We implement reasonable administrative and technical safeguards to protect your data from unauthorised access, disclosure, or loss. While no system is entirely risk-free, we review our security practices regularly to maintain appropriate protection.
Can I access or correct my personal data held by Debts or Death?
Yes. Under the PDPA, you have the right to request access to or correction of your personal data. Please submit your request in writing to our Data Protection Officer at hello@debtsordeath.com and we will respond within a reasonable timeframe.
How do I withdraw consent for Debts or Death to use my data?
You may withdraw consent at any time by contacting us at hello@debtsordeath.com. Please note that withdrawing consent may affect our ability to continue providing services to you. We will inform you of any such consequences before processing your withdrawal.
Who is the Data Protection Officer for Debts or Death?
Our Data Protection Officer can be reached at hello@debtsordeath.com or by phone at +65 8714 0796. Our registered address is Block 383C Yishun St 31, Singapore 763382. We welcome any questions or concerns about how we handle your personal data.