Contact Our Singapore Debt Consultants — We're Here When You're Ready
Whether you have received a court document, a bankruptcy notice, or simply need a confidential first conversation, our Singapore debt consultants are ready to help. Reach out by WhatsApp or the form below — all enquiries are handled with complete discretion and replied to within one working day.
Reach out by whichever way feels easiest. Consultations are by appointment.
If you have received a court document, bankruptcy-related letter, or letter with a deadline, please seek professional review as soon as possible.
Opening hours
By appointment only.
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Do not include full NRIC, bank account numbers, or Singpass details.
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Frequently asked questions
How do I contact a debt consultant in Singapore?
You can reach Debts or Death by WhatsApp at +65 8714 0796 or through the contact form on this page. All consultations are by appointment. We reply to messages within one working day and treat every enquiry with strict confidentiality.
Is my enquiry kept confidential?
Yes. Everything you share with us is treated in strict confidence. We will never disclose your details to third parties without your consent. Please avoid including your full NRIC, bank account numbers, or Singpass credentials in any message.
How quickly will you respond to my message?
We aim to reply to all enquiries within one working day. If your matter is time-sensitive — for example, you have received a court document or a letter with a deadline — please indicate this clearly so we can prioritise your case.
I received a bankruptcy letter. Should I contact you immediately?
If you have received a statutory demand, a bankruptcy application, or any court document with a deadline, you should seek professional review as soon as possible. Reach out to us via WhatsApp for the fastest response, and mention the deadline date in your message.
Do you offer free consultations?
We offer an initial confidential consultation to understand your situation. Contact us to arrange an appointment and we will explain what to expect before you commit to anything.
Can I walk in without an appointment?
Consultations are by appointment only. This ensures we can give your case the full, undivided attention it deserves. Please WhatsApp or message us first to schedule a suitable time.
What topics can I contact Debts or Death about?
You can contact us about personal debt management, debt consolidation, bankruptcy concerns, creditor negotiations, and related financial difficulties. If you are unsure whether your situation falls within our scope, simply describe it briefly and we will advise whether we can help.
Is Debts or Death a law firm?
No. Debts or Death is a debt consultancy, not a law firm, and we do not provide legal advice. We offer practical guidance on debt management options available in Singapore and can help you understand your situation before you decide on next steps.