Our team

Meet Our Debt Consultants in Singapore

At Debts or Death, our debt consultants in Singapore bring hands-on experience, calm guidance, and zero judgment to every conversation. Whether you're facing mounting bills or exploring formal options, we're here to help you understand your choices and take the next informed step.

Experienced, calm, and entirely non-judgmental โ€” here to help you take the next informed step.

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Common questions

Frequently asked questions

Are the debt consultants at Debts or Death licensed or certified?

Our consultants have direct experience navigating Singapore's personal debt landscape, including schemes administered by the Ministry of Law and the Official Assignee. We are a debt consultancy, not a law firm, and we work alongside licensed professionals where legal representation is required.

Will I be judged for the amount of debt I have?

Absolutely not. Our team works with clients across a wide range of debt situations โ€” from a few thousand dollars to six-figure sums. Every consultation is confidential, respectful, and focused entirely on helping you understand your options.

How do I book a consultation with a debt consultant?

You can book directly through our website by clicking the 'Book a Consultation' button on any team member's profile, or via our contact page. Initial consultations are available in person or online to suit your schedule.

What kinds of debt situations does your team handle?

Our consultants regularly assist with credit card debt, personal loans, business debts, and situations involving potential bankruptcy or Debt Repayment Schemes (DRS) in Singapore. We help you map out your position before you decide on any course of action.

Is my consultation with your team kept confidential?

Yes. Everything you share with our consultants is treated with strict confidentiality. We do not share your personal or financial information with third parties without your explicit consent.

Can your team advise me if I have already received a statutory demand or court order?

We can help you understand what a statutory demand or court order means for your situation and walk you through the options available under Singapore law. For formal legal proceedings, we will refer you to or coordinate with a qualified lawyer.

Do you offer consultations in languages other than English?

Please reach out to us directly to confirm language availability. Our team's language capabilities are listed on individual consultant profiles, and we aim to match you with someone you can communicate with comfortably.